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A standard happens after non-payment for:
- 270 times for that loan repayable in monthly payments; or
- 330 times for a financial loan repayable in less installments that are frequent
If that loan is delinquent, meaning you have not made re re payments, it is maybe perhaps maybe not in standard, you ought to be capable of getting a deferment or forbearance in the event that situation is short-term.
If you’re in standard, the guaranty agency or even the Department of Education (DOE) can perform any or most of the following: